/* ==========================================================================
   Savings Rise Finance — multi-page financial services website
   Design system: deep navy + gold + teal · Fraunces (display) + Manrope (body)
   ========================================================================== */
:root{
  --c-bg:#04121f;
  --c-bg2:#071a2c;
  --c-surface:#0a2136;
  --c-surface2:#0e2a44;
  --c-deep:#03101c;
  --c-text:#e9f1f8;
  --c-muted:#9db2c8;
  --c-border:rgba(147,189,228,.14);
  --gold:#f0b429;
  --gold-soft:#f6c453;
  --gold-deep:#d97706;
  --teal:#2dd4bf;
  --teal-deep:#0d9488;
  --sky:#6bb6f5;
  --rose:#fb7185;
  --emerald:#34d399;
  --pink:#f472b6;
  --orange:#fb923c;
  --peri:#a5b4fc;
  --grad-gold:linear-gradient(120deg,#f6c453,#e09211);
  --grad-teal:linear-gradient(120deg,#2dd4bf,#0d9488);
  --grad-night:linear-gradient(160deg,var(--c-surface),var(--c-bg2));
  --shadow-gold:0 18px 46px -18px rgba(240,180,41,.45);
  --radius:16px;
  --font-head:'Fraunces',Georgia,'Times New Roman',serif;
  --font-body:'Manrope',system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--c-bg);color:var(--c-text);
  font-family:var(--font-body);line-height:1.65;
  overflow-x:hidden;-webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5{font-family:var(--font-head);line-height:1.16;margin:0;font-weight:700}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
img{max-width:100%}
::selection{background:var(--gold);color:#201403}
section[id],footer[id],div[id]{scroll-margin-top:96px}
.container-x{max-width:1240px;margin:0 auto;padding:0 22px;width:100%}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:8px}

/* ---------- background decor ---------- */
.bg-aurora{position:fixed;inset:0;z-index:-2;background:
  radial-gradient(950px 520px at 88% -8%,rgba(240,180,41,.13),transparent 60%),
  radial-gradient(820px 520px at -5% 18%,rgba(45,212,191,.11),transparent 55%),
  radial-gradient(760px 620px at 50% 115%,rgba(107,182,245,.10),transparent 60%),
  var(--c-bg);}
.bg-grid{position:fixed;inset:0;z-index:-1;opacity:.3;
  background-image:linear-gradient(rgba(157,199,235,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(157,199,235,.045) 1px,transparent 1px);
  background-size:60px 60px;mask-image:radial-gradient(circle at 50% 25%,#000 8%,transparent 72%);
  -webkit-mask-image:radial-gradient(circle at 50% 25%,#000 8%,transparent 72%)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55rem;border:0;border-radius:12px;padding:.92rem 1.7rem;font-weight:800;font-size:.93rem;letter-spacing:.01em;transition:transform .25s ease,box-shadow .25s ease,background .25s,color .25s;position:relative;overflow:hidden}
.btn-gold{background:var(--grad-gold);color:#231603;box-shadow:var(--shadow-gold)}
.btn-gold:hover{transform:translateY(-3px);box-shadow:0 24px 60px -18px rgba(240,180,41,.6)}
.btn-ghost{background:rgba(157,199,235,.06);color:var(--c-text);border:1px solid var(--c-border)}
.btn-ghost:hover{background:rgba(157,199,235,.12);border-color:rgba(240,180,41,.45);transform:translateY(-3px)}
.btn .fa{transition:transform .3s}
.btn:hover .fa-arrow-right{transform:translateX(4px)}
.shine::after{content:'';position:absolute;top:0;left:-80%;width:50%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.5),transparent);transform:skewX(-20deg);animation:shine 3.6s ease-in-out infinite}
@keyframes shine{0%{left:-80%}55%,100%{left:140%}}
.spinner{width:18px;height:18px;border:2.5px solid rgba(35,22,3,.3);border-top-color:#231603;border-radius:50%;animation:spin .7s linear infinite;display:none}
.btn.loading .spinner{display:inline-block}
.btn.loading .btn-label,.btn.loading .fa-paper-plane,.btn.loading .fa-bell,.btn.loading .fa-bell-slash{display:none}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- navbar ---------- */
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;transition:all .35s ease}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.05rem 22px;max-width:1240px;margin:0 auto;transition:padding .3s}
.nav.scrolled{background:rgba(3,16,28,.9);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid var(--c-border);box-shadow:0 16px 40px -26px #000}
.nav.scrolled .nav-inner{padding:.62rem 22px}
.logo{display:flex;align-items:center;gap:.7rem;font-family:var(--font-head);font-weight:800;font-size:1.28rem;letter-spacing:.01em}
.logo-badge{width:42px;height:42px;border-radius:12px;background:var(--grad-gold);display:grid;place-items:center;color:#231603;font-size:1.05rem;box-shadow:var(--shadow-gold)}
.logo-name em{font-style:normal;color:var(--gold-soft)}
.nav-links{display:flex;gap:.25rem;list-style:none;margin:0;padding:0}
.nav-links a{position:relative;display:block;padding:.55rem .85rem;border-radius:10px;font-size:.9rem;font-weight:600;color:var(--c-muted);transition:color .25s,background .25s}
.nav-links a::after{content:'';position:absolute;left:.85rem;right:.85rem;bottom:.32rem;height:2px;border-radius:2px;background:var(--grad-gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.nav-links a:hover{color:#fff}
.nav-links a:hover::after,.nav-links a.active::after{transform:scaleX(1)}
.nav-links a.active{color:var(--gold-soft)}
.nav-cta{display:flex;align-items:center;gap:.8rem}
.nav-cta-btn{padding:.7rem 1.25rem}
.burger{display:none;border:1px solid var(--c-border);color:#fff;font-size:1.3rem;width:46px;height:46px;border-radius:12px;background:rgba(157,199,235,.07)}
.mobile-menu{display:none;flex-direction:column;gap:.3rem;padding:1rem 22px 1.6rem;background:rgba(3,16,28,.97);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid var(--c-border)}
.mobile-menu.open{display:flex;animation:dropDown .35s ease}
.mobile-menu a{padding:.85rem 1rem;border-radius:12px;color:var(--c-muted);font-weight:600;border-left:3px solid transparent}
.mobile-menu a:hover{background:rgba(157,199,235,.07);color:#fff}
.mobile-menu a.active{color:var(--gold-soft);border-left-color:var(--gold)}
@keyframes dropDown{from{opacity:0;transform:translateY(-14px)}to{opacity:1;transform:none}}

/* ---------- hero ---------- */
.hero{position:relative;padding:158px 0 84px;overflow:hidden;text-align:center}
.badge{display:inline-flex;align-items:center;gap:.55rem;padding:.5rem 1.1rem;border-radius:999px;background:rgba(240,180,41,.08);border:1px solid rgba(240,180,41,.35);font-size:.82rem;font-weight:700;color:var(--gold-soft);margin-bottom:1.5rem}
.badge .dot{width:9px;height:9px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(45,212,191,.2);animation:pulseDot 1.8s infinite}
@keyframes pulseDot{50%{box-shadow:0 0 0 8px rgba(45,212,191,0)}}
.hero h1{font-size:clamp(2.35rem,5.2vw,4.1rem);font-weight:800;letter-spacing:-.015em;max-width:980px;margin:0 auto}
.gradient-text{background:linear-gradient(100deg,#f6c453,#f0b429 40%,#2dd4bf 90%);-webkit-background-clip:text;background-clip:text;color:transparent;background-size:200% auto;animation:textFlow 6s linear infinite;font-style:italic}
@keyframes textFlow{to{background-position:200% center}}
.hero p.lead{color:var(--c-muted);font-size:1.1rem;max-width:760px;margin:1.35rem auto 2.1rem}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;justify-content:center;margin-bottom:2rem}
.hero-trust{display:flex;gap:1.6rem;flex-wrap:wrap;justify-content:center;color:var(--c-muted);font-size:.86rem;font-weight:600}
.hero-trust div{display:flex;align-items:center;gap:.5rem}
.hero-trust i{color:var(--gold)}

/* hero visual panel */
.hero-visual{position:relative;max-width:920px;margin:3.6rem auto 0}
.hv-panel{position:relative;border:1px solid var(--c-border);border-radius:24px;background:linear-gradient(165deg,rgba(14,42,68,.92),rgba(7,26,44,.94));backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);padding:1.9rem 2rem 1.7rem;display:grid;gap:1.35rem;box-shadow:0 40px 90px -40px rgba(0,0,0,.75);overflow:hidden}
.hv-panel::before{content:'';position:absolute;inset:0;background:radial-gradient(520px circle at 80% 0%,rgba(240,180,41,.10),transparent 55%);pointer-events:none}
.hv-top{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;flex-wrap:wrap}
.hv-ico{width:62px;height:62px;border-radius:18px;background:var(--grad-gold);display:grid;place-items:center;font-size:1.7rem;color:#231603;box-shadow:var(--shadow-gold)}
.hv-bars{display:flex;align-items:flex-end;gap:9px;height:86px;margin-left:auto}
.hv-bars span{width:16px;border-radius:6px 6px 3px 3px;background:linear-gradient(180deg,var(--teal),rgba(45,212,191,.18));animation:barGrow 2.6s ease-in-out infinite alternate}
.hv-bars span:nth-child(odd){background:linear-gradient(180deg,var(--gold),rgba(240,180,41,.18))}
.hv-bars span:nth-child(1){height:42%;animation-delay:0s}
.hv-bars span:nth-child(2){height:64%;animation-delay:.2s}
.hv-bars span:nth-child(3){height:38%;animation-delay:.4s}
.hv-bars span:nth-child(4){height:78%;animation-delay:.6s}
.hv-bars span:nth-child(5){height:55%;animation-delay:.8s}
.hv-bars span:nth-child(6){height:92%;animation-delay:1s}
.hv-bars span:nth-child(7){height:68%;animation-delay:1.2s}
.hv-bars span:nth-child(8){height:84%;animation-delay:1.4s}
@keyframes barGrow{from{transform:scaleY(.82)}to{transform:scaleY(1)}}
.hv-statuses{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.hv-status{display:flex;gap:.75rem;align-items:center;text-align:left;border:1px solid var(--c-border);border-radius:14px;padding:.85rem 1rem;background:rgba(4,18,31,.62);transition:transform .3s,border-color .3s}
.hv-status:hover{transform:translateY(-4px);border-color:rgba(240,180,41,.4)}
.hv-status i{font-size:1.15rem;color:var(--teal)}
.hv-status:nth-child(2) i{color:var(--gold-soft)}
.hv-status:nth-child(3) i{color:var(--pink)}
.hv-status b{display:block;font-size:.9rem;font-family:var(--font-body)}
.hv-status small{color:var(--c-muted);font-size:.78rem}
.hv-chips{display:flex;gap:.65rem;justify-content:center;flex-wrap:wrap}
.hv-chip{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;font-size:1.1rem;background:rgba(157,199,235,.07);border:1px solid var(--c-border);transition:transform .3s,color .3s}
.hv-chip:nth-child(1){color:var(--gold-soft)}
.hv-chip:nth-child(2){color:var(--teal)}
.hv-chip:nth-child(3){color:var(--rose)}
.hv-chip:nth-child(4){color:var(--emerald)}
.hv-chip:nth-child(5){color:var(--sky)}
.hv-chip:nth-child(6){color:var(--pink)}
.hv-chip:nth-child(7){color:var(--orange)}
.hv-chip:nth-child(8){color:var(--peri)}
.hv-chip:hover{transform:translateY(-4px) rotate(-6deg)}

/* stats strip */
.stats-strip{position:relative;z-index:2;margin-top:3.4rem;border:1px solid var(--c-border);border-radius:20px;background:linear-gradient(160deg,rgba(14,42,68,.75),rgba(7,26,44,.75));backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden}
.stat{padding:1.7rem 1.4rem;text-align:center;position:relative}
.stat:not(:last-child)::after{content:'';position:absolute;right:0;top:22%;height:56%;width:1px;background:var(--c-border)}
.stat b{font-family:var(--font-head);font-size:2rem;font-weight:800;display:block;color:var(--gold-soft)}
.stat small{color:var(--c-muted);font-size:.82rem;font-weight:600}

/* marquee */
.marquee{margin-top:2.8rem;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent)}
.marquee-track{display:flex;gap:.9rem;width:max-content;animation:marquee 32s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.mq-item{display:flex;align-items:center;gap:.6rem;padding:.68rem 1.2rem;border-radius:12px;background:rgba(157,199,235,.05);border:1px solid var(--c-border);font-size:.87rem;font-weight:700;white-space:nowrap;color:var(--c-muted)}
.mq-item i{font-size:1rem}

/* ---------- generic sections ---------- */
.section{padding:104px 0;position:relative}
.section.page-top{padding-top:158px}
.section-head{text-align:center;max-width:760px;margin:0 auto 3.4rem}
.kicker{display:inline-flex;align-items:center;gap:.6rem;font-size:.78rem;font-weight:800;letter-spacing:.18em;text-transform:uppercase;margin-bottom:1.15rem;color:var(--gold-soft)}
.kicker::before,.kicker::after{content:'';width:34px;height:1px;background:linear-gradient(90deg,transparent,rgba(240,180,41,.7))}
.kicker::after{background:linear-gradient(90deg,rgba(240,180,41,.7),transparent)}
.kicker i{color:var(--gold)}
.section-head h2,.section-head h1{font-size:clamp(1.95rem,3.7vw,2.85rem);font-weight:800;letter-spacing:-.01em}
.section-head p{color:var(--c-muted);margin-top:1rem;font-size:1.03rem}
.divider-glow{height:1px;border:0;background:linear-gradient(90deg,transparent,rgba(240,180,41,.5),rgba(45,212,191,.45),transparent);margin:0}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(38px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}.reveal[data-d="4"]{transition-delay:.32s}
.reveal[data-d="5"]{transition-delay:.4s}.reveal[data-d="6"]{transition-delay:.48s}
.reveal[data-d="7"]{transition-delay:.56s}.reveal[data-d="8"]{transition-delay:.64s}

/* ---------- about ---------- */
.about-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3.6rem;align-items:center}
.about h2{font-size:clamp(1.95rem,3.5vw,2.75rem);font-weight:800;margin-bottom:1.25rem}
.about p{color:var(--c-muted)}
.about-checks{list-style:none;padding:0;margin:1.9rem 0;display:grid;gap:.95rem}
.about-checks li{display:flex;gap:.9rem;align-items:flex-start;font-weight:500}
.about-checks i{width:26px;height:26px;flex-shrink:0;border-radius:9px;display:grid;place-items:center;font-size:.72rem;color:#03251f;background:var(--grad-teal);margin-top:3px}
.about-visual{position:relative;min-height:480px}
.av2-main{position:absolute;inset:52px 34px;border-radius:22px;border:1px solid rgba(240,180,41,.4);background:linear-gradient(160deg,rgba(240,180,41,.10),rgba(10,33,54,.92) 55%);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.8rem;text-align:center;padding:2rem;box-shadow:0 34px 80px -34px rgba(0,0,0,.8)}
.av2-main::before{content:'';position:absolute;inset:10px;border:1px dashed rgba(240,180,41,.28);border-radius:16px;pointer-events:none}
.av2-ico{width:84px;height:84px;border-radius:24px;background:var(--grad-gold);display:grid;place-items:center;font-size:2.3rem;color:#231603;box-shadow:var(--shadow-gold)}
.av2-main b{font-family:var(--font-head);font-size:1.35rem;font-weight:800}
.av2-main small{color:var(--c-muted);letter-spacing:.14em;text-transform:uppercase;font-size:.74rem;font-weight:700}
.av2-card{position:absolute;display:flex;align-items:center;gap:.8rem;font-size:.85rem;background:linear-gradient(160deg,var(--c-surface2),var(--c-bg2));border:1px solid var(--c-border);border-left:3px solid var(--gold);border-radius:14px;padding:.85rem 1rem;box-shadow:0 24px 50px -22px rgba(0,0,0,.85);animation:avFloat 6s ease-in-out infinite}
.av2-card:nth-child(3){animation-delay:-1.5s;border-left-color:var(--teal)}
.av2-card:nth-child(4){animation-delay:-3s;border-left-color:var(--pink)}
.av2-card:nth-child(5){animation-delay:-4.5s;border-left-color:var(--sky)}
@keyframes avFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.av2-card i{width:42px;height:42px;flex-shrink:0;border-radius:12px;display:grid;place-items:center;font-size:1.05rem;color:#231603;background:var(--grad-gold)}
.av2-card:nth-child(3) i{background:var(--grad-teal);color:#03251f}
.av2-card:nth-child(4) i{background:linear-gradient(135deg,#f472b6,#be185d);color:#fff}
.av2-card:nth-child(5) i{background:linear-gradient(135deg,#6bb6f5,#0369a1);color:#fff}
.av2-card b{display:block;font-family:var(--font-body);font-weight:800}
.av2-card small{color:var(--c-muted)}
.av2-1{top:0;left:0}.av2-2{top:4%;right:0}.av2-3{bottom:4%;left:4%}.av2-4{bottom:0;right:2%}

/* ---------- services overview (home) ---------- */
.ov-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.ov-card{position:relative;display:flex;flex-direction:column;gap:.9rem;border:1px solid var(--c-border);border-radius:var(--radius);padding:1.6rem 1.5rem;background:var(--grad-night);overflow:hidden;transition:transform .35s cubic-bezier(.2,.7,.2,1),border-color .35s,box-shadow .35s}
.ov-card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent2));transform:scaleX(0);transform-origin:left;transition:transform .4s}
.ov-card:hover{transform:translateY(-8px);border-color:color-mix(in srgb,var(--accent) 55%,transparent);box-shadow:0 30px 60px -26px color-mix(in srgb,var(--accent) 55%,transparent)}
.ov-card:hover::after{transform:scaleX(1)}
.ov-top{display:flex;align-items:center;gap:.9rem}
.ov-ico{width:52px;height:52px;flex-shrink:0;border-radius:14px;display:grid;place-items:center;font-size:1.35rem;color:#fff;background:linear-gradient(135deg,var(--accent),var(--accent2));box-shadow:0 12px 28px -12px var(--accent)}
.ov-top h3{font-size:1.12rem;font-weight:800}
.ov-tag{display:inline-block;margin-top:.2rem;font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}
.ov-card>p{color:var(--c-muted);font-size:.88rem;margin:0}
.ov-names{display:flex;flex-wrap:wrap;gap:.4rem}
.ov-names span{font-size:.73rem;font-weight:700;padding:.28rem .7rem;border-radius:999px;border:1px solid var(--c-border);color:var(--c-muted);background:rgba(157,199,235,.05)}
.ov-link{margin-top:auto;padding-top:.5rem;font-size:.85rem;font-weight:800;color:var(--accent);display:inline-flex;align-items:center;gap:.45rem}
.ov-link .fa{transition:transform .3s}
.ov-card:hover .ov-link .fa{transform:translateX(5px)}

/* ---------- services page ---------- */
.svc-nav{position:sticky;top:66px;z-index:900;padding:.75rem 0;margin-bottom:1.2rem;background:rgba(4,18,31,.82);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-block:1px solid var(--c-border);overflow-x:auto}
.svc-nav .inner{display:flex;gap:.5rem;width:max-content;margin:0 auto;padding:0 22px}
.svc-pill{display:inline-flex;align-items:center;gap:.5rem;padding:.55rem 1.05rem;border-radius:10px;border:1px solid var(--c-border);background:rgba(157,199,235,.04);font-size:.83rem;font-weight:700;color:var(--c-muted);white-space:nowrap;transition:all .25s}
.svc-pill i{font-size:.85rem}
.svc-pill:hover{color:#fff;transform:translateY(-2px);border-color:var(--pc,#f0b429);box-shadow:0 8px 24px -10px var(--pc,#f0b429)}
.cat-block{margin-bottom:6.4rem;position:relative}
.cat-head{display:flex;align-items:center;gap:1.15rem;margin-bottom:2.1rem;flex-wrap:wrap}
.cat-icon{width:62px;height:62px;border-radius:17px;display:grid;place-items:center;font-size:1.6rem;color:#fff;flex-shrink:0;box-shadow:0 16px 40px -16px var(--accent);background:linear-gradient(135deg,var(--accent),var(--accent2))}
.cat-title h3{font-size:1.7rem;font-weight:800}
.cat-title p{color:var(--c-muted);margin:.3rem 0 0;max-width:700px;font-size:.97rem}
.cat-tag{margin-left:auto;font-size:.73rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:.45rem 1rem;border-radius:10px;border:1px solid var(--accent);color:var(--accent);background:color-mix(in srgb,var(--accent) 10%,transparent)}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.svc-card{position:relative;background:var(--grad-night);border:1px solid var(--c-border);border-radius:var(--radius);padding:1.75rem 1.6rem;overflow:hidden;transition:transform .35s cubic-bezier(.2,.7,.2,1),border-color .35s,box-shadow .35s;z-index:1}
.svc-card::before{content:'';position:absolute;inset:0;background:radial-gradient(420px circle at var(--mx,50%) var(--my,0%),color-mix(in srgb,var(--accent) 15%,transparent),transparent 60%);opacity:0;transition:opacity .35s;z-index:-1}
.svc-card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent2));transform:scaleX(0);transform-origin:left;transition:transform .45s ease}
.svc-card:hover{transform:translateY(-8px);border-color:color-mix(in srgb,var(--accent) 55%,transparent);box-shadow:0 30px 60px -26px color-mix(in srgb,var(--accent) 55%,transparent)}
.svc-card:hover::before{opacity:1}
.svc-card:hover::after{transform:scaleX(1)}
.svc-num{position:absolute;top:12px;right:16px;font-family:var(--font-head);font-size:2.9rem;font-weight:800;line-height:1;color:rgba(157,199,235,.09)}
.svc-ico{width:56px;height:56px;border-radius:15px;display:grid;place-items:center;font-size:1.45rem;margin-bottom:1.05rem;color:#fff;background:linear-gradient(135deg,var(--accent),var(--accent2));box-shadow:0 12px 30px -12px var(--accent);transition:transform .4s cubic-bezier(.34,1.56,.64,1)}
.svc-card:hover .svc-ico{transform:rotate(-8deg) scale(1.1)}
.svc-card h4{font-size:1.13rem;font-weight:800;margin-bottom:.55rem;padding-right:2.6rem}
.svc-card p{color:var(--c-muted);font-size:.9rem;margin:0 0 1.05rem}
.svc-chips{display:flex;gap:.45rem;flex-wrap:wrap;margin-bottom:1.05rem}
.svc-chips span{font-size:.72rem;font-weight:700;padding:.3rem .75rem;border-radius:999px;border:1px solid var(--c-border);color:var(--c-muted);background:rgba(157,199,235,.04)}
.svc-list{list-style:none;padding:0;margin:0 0 1.05rem;display:grid;gap:.4rem;font-size:.83rem;color:var(--c-muted)}
.svc-list li::before{content:'\f00c';font-family:'Font Awesome 6 Free';font-weight:900;margin-right:.5rem;font-size:.72rem;color:var(--accent)}
.svc-bars{display:flex;flex-direction:column;gap:.7rem;margin-bottom:1.05rem}
.aw-bar{display:grid;grid-template-columns:1fr auto;gap:.3rem;font-size:.72rem;color:var(--c-muted);font-weight:700}
.aw-bar .track{grid-column:1/-1;height:7px;border-radius:99px;background:rgba(157,199,235,.09);overflow:hidden}
.aw-bar .fill{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,var(--accent),var(--accent2));width:0;transition:width 1.3s cubic-bezier(.2,.7,.2,1) .2s}
.reveal.in .aw-bar .fill{width:var(--w)}
.svc-more{font-size:.84rem;font-weight:800;color:var(--accent);display:inline-flex;align-items:center;gap:.4rem}
.svc-more .fa{transition:transform .3s}
.svc-card:hover .svc-more .fa{transform:translateX(5px)}

/* ---------- why choose us ---------- */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.why-card{position:relative;border:1px solid var(--c-border);border-radius:var(--radius);padding:2rem 1.8rem;background:var(--grad-night);overflow:hidden;transition:transform .35s,border-color .35s}
.why-card::after{content:'';position:absolute;left:0;bottom:0;height:3px;width:0;background:var(--grad-gold);transition:width .45s ease}
.why-card:hover{transform:translateY(-8px)}
.why-card:hover::after{width:100%}
.why-card .wi{width:58px;height:58px;border-radius:16px;display:grid;place-items:center;font-size:1.45rem;color:#fff;margin-bottom:1.2rem;transition:transform .5s}
.why-card:hover .wi{transform:rotateY(360deg)}
.why-card h4{font-size:1.14rem;font-weight:800;margin-bottom:.5rem}
.why-card p{color:var(--c-muted);font-size:.92rem;margin:0}
.why-card.wide{grid-column:span 2;background:linear-gradient(120deg,rgba(240,180,41,.14),rgba(45,212,191,.08)),var(--c-surface);display:flex;gap:1.6rem;align-items:center;border-color:rgba(240,180,41,.3)}
.why-card.wide .wi{margin-bottom:0;flex-shrink:0}
.why-card.wide h4{font-size:1.4rem}
.w1 .wi{background:linear-gradient(135deg,#f0b429,#d97706)}
.w2 .wi{background:linear-gradient(135deg,#2dd4bf,#0d9488)}
.w3 .wi{background:linear-gradient(135deg,#34d399,#047857)}
.w4 .wi{background:linear-gradient(135deg,#f472b6,#be185d)}
.w5 .wi{background:linear-gradient(135deg,#6bb6f5,#0369a1)}

/* ---------- testimonials ---------- */
.testi{position:relative;max-width:920px;margin:0 auto;overflow:hidden;border-radius:22px}
.testi-track{display:flex;transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.tslide{min-width:100%;padding:0 12px}
.tcard{position:relative;border:1px solid var(--c-border);border-radius:22px;padding:2.7rem 2.6rem 2.3rem;background:linear-gradient(160deg,var(--c-surface2),var(--c-bg2));text-align:center;overflow:hidden}
.tcard::before{content:'\201C';font-family:var(--font-head);position:absolute;top:2px;left:24px;font-size:6.4rem;line-height:1;color:rgba(240,180,41,.14)}
.t-avatar{width:84px;height:84px;border-radius:50%;margin:0 auto 1.1rem;display:grid;place-items:center;font-size:2.4rem;background:conic-gradient(from 0deg,#f0b429,#2dd4bf,#6bb6f5,#f472b6,#f0b429);padding:3px;animation:spin 10s linear infinite}
.t-avatar span{width:100%;height:100%;border-radius:50%;background:var(--c-surface);display:grid;place-items:center;animation:spin 10s linear infinite reverse}
.stars{color:var(--gold);font-size:1.02rem;letter-spacing:4px;margin-bottom:1rem}
.tquote{font-size:1.06rem;color:#dce8f4;font-style:italic;max-width:700px;margin:0 auto 1.5rem}
.tname{font-family:var(--font-head);font-weight:800;font-size:1.08rem}
.tmeta{color:var(--c-muted);font-size:.85rem}
.t-controls{display:flex;justify-content:center;align-items:center;gap:1rem;margin-top:1.9rem}
.t-btn{width:48px;height:48px;border-radius:13px;border:1px solid var(--c-border);background:rgba(157,199,235,.05);color:#fff;font-size:1rem;transition:all .3s;display:grid;place-items:center}
.t-btn:hover{background:var(--grad-gold);color:#231603;border-color:transparent;transform:scale(1.08)}
.t-dots{display:flex;gap:.5rem}
.t-dot{width:10px;height:10px;border-radius:99px;border:0;background:rgba(157,199,235,.22);transition:all .35s;padding:0}
.t-dot.active{width:30px;background:var(--grad-gold)}

/* ---------- forms / contact ---------- */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:2rem;align-items:start}
.info-cards{display:grid;gap:1.1rem}
.info-card{display:flex;gap:1.1rem;align-items:center;border:1px solid var(--c-border);border-radius:var(--radius);padding:1.35rem 1.45rem;background:var(--grad-night);transition:transform .3s,border-color .3s}
.info-card:hover{transform:translateX(8px);border-color:var(--gold)}
.info-card i{width:52px;height:52px;flex-shrink:0;border-radius:14px;display:grid;place-items:center;font-size:1.25rem;color:#231603;background:var(--grad-gold)}
.info-card:nth-child(2) i{background:var(--grad-teal);color:#03251f}
.info-card:nth-child(3) i{background:linear-gradient(135deg,#f472b6,#be185d);color:#fff}
.info-card b{display:block;font-family:var(--font-head);font-weight:800}
.info-card small{color:var(--c-muted);word-break:break-word}
.form-card{position:relative;border:1px solid var(--c-border);border-radius:22px;padding:2.4rem;background:linear-gradient(165deg,var(--c-surface2),var(--c-bg2));box-shadow:0 40px 90px -45px rgba(240,180,41,.35)}
.field{margin-bottom:1.2rem}
.field label{display:block;font-size:.85rem;font-weight:700;margin-bottom:.45rem;color:#cfe0ef}
.field label .req{color:var(--rose)}
.field input,.field select,.field textarea{width:100%;padding:.9rem 1.05rem;border-radius:12px;border:1px solid var(--c-border);background:rgba(4,18,31,.55);color:var(--c-text);font-size:.94rem;font-family:inherit;transition:border-color .25s,box-shadow .25s,background .25s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(240,180,41,.18);background:rgba(4,18,31,.8)}
.field textarea{resize:vertical;min-height:120px}
.field input::placeholder,.field textarea::placeholder{color:#61788e}
.field select option{background:var(--c-surface);color:var(--c-text)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
input[type="date"]{color-scheme:dark}
.check-row{display:flex;gap:.75rem;align-items:flex-start;font-size:.85rem;color:var(--c-muted);margin-bottom:1.35rem}
.check-row input{margin-top:3px;width:17px;height:17px;flex-shrink:0;accent-color:var(--gold)}
.check-row a{color:var(--teal);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ---------- newsletter ---------- */
.news-box{position:relative;border-radius:26px;padding:3.4rem;overflow:hidden;border:1px solid rgba(240,180,41,.35);background:
  radial-gradient(600px circle at 85% -10%,rgba(240,180,41,.16),transparent 55%),
  radial-gradient(520px circle at 0% 110%,rgba(45,212,191,.13),transparent 55%),
  linear-gradient(160deg,var(--c-surface2),var(--c-bg2));box-shadow:0 40px 100px -45px rgba(240,180,41,.35)}
.news-box::before{content:'\f2b6';font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;font-size:15rem;right:-2rem;bottom:-4.5rem;color:rgba(240,180,41,.06);transform:rotate(-12deg);pointer-events:none}
.news-inner{position:relative;z-index:2;max-width:780px;margin:0 auto;text-align:center}
.news-inner h2{font-size:clamp(1.85rem,3.4vw,2.6rem);font-weight:800}
.news-inner h2 i{color:var(--gold);font-size:1.7rem;margin-right:.35rem}
.news-inner>p{color:var(--c-muted);margin:.9rem 0 2.1rem}
.news-form{text-align:left}
.news-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 1.2rem}
.news-foot{margin-top:1.3rem;font-size:.83rem;color:var(--c-muted);text-align:center}
.news-foot a{color:var(--gold-soft);font-weight:800;text-decoration:underline;text-underline-offset:4px}

/* ---------- unsubscribe ---------- */
.unsub-card{max-width:580px;margin:0 auto;border:1px solid var(--c-border);border-radius:22px;padding:2.6rem 2.5rem;background:linear-gradient(165deg,var(--c-surface2),var(--c-bg2));box-shadow:0 40px 90px -45px rgba(240,180,41,.3);text-align:center}
.unsub-head{display:flex;align-items:center;justify-content:center;gap:.9rem;margin-bottom:1rem}
.unsub-ico{width:58px;height:58px;border-radius:16px;display:grid;place-items:center;font-size:1.5rem;color:#231603;background:var(--grad-gold);box-shadow:var(--shadow-gold)}
.unsub-head h1{font-size:1.9rem;font-weight:800}
.unsub-intro{color:var(--c-muted);margin:0 0 1.8rem}
.unsub-card form{text-align:left}

/* ---------- legal pages ---------- */
.legal-card{max-width:920px;margin:0 auto;border:1px solid var(--c-border);border-radius:22px;padding:2.8rem 3rem;background:var(--grad-night);box-shadow:0 40px 90px -50px rgba(0,0,0,.8)}
.legal-body p,.legal-body li{color:var(--c-muted);font-size:.95rem}
.legal-body h4{font-size:1.12rem;font-weight:800;margin:1.9rem 0 .6rem;color:var(--gold-soft);font-family:var(--font-head)}
.legal-body h4:first-of-type{margin-top:1.4rem}
.legal-body ul{padding-left:1.3rem;display:grid;gap:.45rem;margin:.6rem 0}
.legal-body strong{color:var(--c-text)}

/* ---------- FAQ ---------- */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:3rem;align-items:start}
.faq-side{position:sticky;top:110px}
.faq-side .kicker{justify-content:flex-start}
.faq-side .kicker::before{display:none}
.faq-side h2{font-size:clamp(1.85rem,3vw,2.45rem);font-weight:800;margin-bottom:1rem;text-align:left}
.faq-side p{color:var(--c-muted);margin-bottom:1.7rem}
.faq-list{display:grid;gap:1rem}
.faq-item{border:1px solid var(--c-border);border-radius:14px;background:var(--grad-night);overflow:hidden;transition:border-color .3s}
.faq-item.open{border-color:rgba(240,180,41,.55)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.25rem 1.45rem;background:none;border:0;color:var(--c-text);font-family:var(--font-body);font-weight:800;font-size:.99rem;text-align:left}
.faq-q .fi{width:34px;height:34px;flex-shrink:0;border-radius:10px;display:grid;place-items:center;background:rgba(240,180,41,.14);color:var(--gold-soft);transition:transform .4s,background .3s,color .3s}
.faq-item.open .fi{transform:rotate(45deg);background:var(--grad-gold);color:#231603}
.faq-a{max-height:0;overflow:hidden;transition:max-height .45s ease}
.faq-a p{margin:0;padding:0 1.45rem 1.4rem;color:var(--c-muted);font-size:.93rem}

/* ---------- footer ---------- */
footer{background:linear-gradient(180deg,transparent,rgba(3,13,23,.92) 30%);border-top:1px solid var(--c-border);padding:74px 0 26px;margin-top:40px}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:2.5rem;margin-bottom:3rem}
.f-about p{color:var(--c-muted);font-size:.9rem;margin:1.1rem 0 0;max-width:330px}
.f-col h5{font-family:var(--font-head);font-size:1.02rem;font-weight:800;margin-bottom:1.15rem;letter-spacing:.03em;color:var(--gold-soft)}
.f-col ul{list-style:none;margin:0;padding:0;display:grid;gap:.65rem}
.f-col a,.f-col li{color:var(--c-muted);font-size:.88rem;transition:color .25s,padding .25s;display:inline-flex;align-items:center;gap:.45rem}
.f-col a:hover{color:var(--gold-soft);padding-left:5px}
.f-bottom{border-top:1px solid var(--c-border);padding-top:1.6rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;color:var(--c-muted);font-size:.83rem}
.f-bottom .links{display:flex;gap:1.4rem;flex-wrap:wrap}
.f-bottom .links a,.f-bottom .links button{color:var(--c-muted);font-size:inherit;font-weight:600;transition:color .25s}
.f-bottom .links a:hover,.f-bottom .links button:hover{color:var(--gold-soft)}
.f-bottom button{background:none;border:0;padding:0;cursor:pointer;text-decoration:underline;text-underline-offset:4px}

/* ---------- back to top ---------- */
.to-top{position:fixed;right:22px;bottom:22px;width:50px;height:50px;border-radius:14px;border:0;background:var(--grad-gold);color:#231603;font-size:1.1rem;z-index:950;opacity:0;transform:translateY(20px);transition:all .35s;box-shadow:var(--shadow-gold);pointer-events:none}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.to-top:hover{transform:translateY(-4px)}

/* ---------- toasts ---------- */
#toastWrap{position:fixed;top:92px;right:22px;z-index:3000;display:flex;flex-direction:column;gap:.8rem;width:min(390px,calc(100vw - 32px))}
.toast{position:relative;display:flex;gap:.9rem;align-items:flex-start;padding:1rem 2.4rem 1rem 1.05rem;border-radius:14px;border:1px solid var(--c-border);background:linear-gradient(160deg,var(--c-surface2),rgba(6,22,38,.98));box-shadow:0 26px 60px -24px rgba(0,0,0,.75);overflow:hidden;animation:toastIn .45s cubic-bezier(.2,.8,.25,1)}
.toast.out{animation:toastOut .35s ease forwards}
@keyframes toastIn{from{opacity:0;transform:translateX(60px) scale(.96)}to{opacity:1;transform:none}}
@keyframes toastOut{to{opacity:0;transform:translateX(60px) scale(.96)}}
.toast .t-ico{width:40px;height:40px;flex-shrink:0;border-radius:12px;display:grid;place-items:center;font-size:1.05rem;color:#fff}
.toast.success .t-ico{background:var(--grad-teal);color:#03251f}
.toast.error .t-ico{background:linear-gradient(135deg,#fb7185,#be123c)}
.toast.info .t-ico{background:linear-gradient(135deg,#6bb6f5,#0369a1)}
.toast .t-title{display:block;font-family:var(--font-head);font-weight:800;font-size:.99rem;margin-bottom:.15rem}
.toast.success .t-title{color:var(--teal)}
.toast.error .t-title{color:var(--rose)}
.toast.info .t-title{color:var(--sky)}
.toast .t-msg{margin:0;color:var(--c-muted);font-size:.85rem;line-height:1.5}
.toast .t-x{position:absolute;top:8px;right:8px;width:26px;height:26px;border-radius:8px;border:0;background:rgba(157,199,235,.08);color:var(--c-muted);font-size:.75rem;display:grid;place-items:center;transition:all .25s}
.toast .t-x:hover{background:rgba(251,113,133,.2);color:#fff}
.toast .t-bar{position:absolute;left:0;bottom:0;height:3px;width:100%;transform-origin:left;background:var(--grad-teal);animation:tBar var(--dur,6500ms) linear forwards}
.toast.error .t-bar{background:linear-gradient(90deg,#fb7185,#be123c)}
.toast.info .t-bar{background:linear-gradient(90deg,#6bb6f5,#0369a1)}
@keyframes tBar{from{transform:scaleX(1)}to{transform:scaleX(0)}}

/* confetti canvas */
#confetti{position:fixed;inset:0;pointer-events:none;z-index:2900}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .about-grid,.contact-grid,.faq-wrap{grid-template-columns:1fr}
  .faq-side{position:static}
  .faq-side h2,.faq-side .kicker{text-align:center;justify-content:center}
  .faq-side .kicker::before{display:inline-block}
  .faq-side p{text-align:center}
  .faq-side .btn{display:inline-flex}
  .ov-grid{grid-template-columns:repeat(2,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .why-card.wide{grid-column:span 2}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .hv-statuses{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr 1fr}
  .about-visual{min-height:440px;max-width:520px;margin:0 auto;width:100%}
}
@media (max-width:860px){
  .nav-links{display:none}
  .burger{display:grid;place-items:center}
  .stats-strip{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2)::after{display:none}
  .news-grid{grid-template-columns:1fr}
  .news-box{padding:2.3rem 1.4rem}
  .field-row{grid-template-columns:1fr}
  .legal-card{padding:2.2rem 1.5rem}
  .hero{padding-top:128px}
}
@media (max-width:600px){
  .ov-grid,.why-grid,.svc-grid{grid-template-columns:1fr}
  .why-card.wide{grid-column:span 1;flex-direction:column;text-align:center;align-items:center}
  .section{padding:78px 0}
  .section.page-top{padding-top:124px}
  .cat-tag{margin-left:0}
  .f-grid{grid-template-columns:1fr}
  .form-card{padding:1.8rem 1.3rem}
  .unsub-card{padding:2rem 1.4rem}
  #toastWrap{top:80px;right:12px;left:12px;width:auto}
  .hv-bars{margin-left:0;width:100%;justify-content:space-between}
  .hero-trust{gap:1rem}
  .f-bottom{flex-direction:column;text-align:center}
  .f-bottom .links{justify-content:center}
}

/* ---------- reduced motion ---------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
  .reveal{opacity:1;transform:none}
  .aw-bar .fill{width:var(--w)}
  #confetti{display:none}
}